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Choose-in necessary. Account must have First eligible immediate deposits, should be in great standing and also have an activated chip-enabled debit card to decide-in. Ongoing qualified direct deposits and other standards apply to maintain eligibility for overdraft defense. Only debit card buy transactions are suitable for overdraft safety and overdrafts are paid out at our discretion. We reserve the appropriate to not fork out overdrafts. For example, we might not pay out overdrafts if the account is just not in superior standing, or is just not acquiring ongoing eligible immediate deposits, or has a lot of overdrafts.

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